XM REBATE TUTORIAL (ENGLISH)

How to Activate XM Rebate — Daily Cashback up to $15 per Lot

A complete English guide for international XM traders: how the rebate system works, which instruments pay the most, and how to start receiving automatic daily cashback using partner code TBGFX.

Credited daily, automatic
Paid by XM, not a 3rd party
Lowers your effective spread

What Is XM Rebate and Why Does It Matter?

XM rebate is a portion of the broker's spread/commission that is paid back to you for every traded lot. As an official IB partner of XM (partner code TBGFX), TradingByGold shares its IB commission with active traders — so instead of the broker keeping the full spread, a part flows back to your wallet as cashback.

For active traders — especially gold (XAUUSD) and forex scalpers — this can mean hundreds or thousands of dollars in recovered costs each month. The setup is one-time: register through our link, and rebate flows automatically for the life of the account.

  • No extra fees or hidden cost
  • Same XM platform, same execution
  • Works on MT4 and MT5
  • Available worldwide

XM Rebate Rates by Instrument

Rates depend on instrument, account type, and current XM commission structure. Latest indicative numbers below:

InstrumentAccount TypeRebate per Lot
Gold (XAUUSD)Standard / MicroUp to $15 / lot
Gold (XAUUSD)Ultra LowUp to $10 / lot
Forex Majors (EURUSD, GBPUSD)Standard / Micro$6 – $8 / lot
Forex Minors & CrossesStandard / Micro$4 – $7 / lot
Indices (US30, NAS100)Standard / Ultra Low$2 – $5 / lot
Crypto (BTCUSD, ETHUSD)Standard / Ultra LowUp to $3 / lot

* Rebate values are indicative and may change based on XM's official IB commission schedule.

5 SIMPLE STEPS

How to Activate Your XM Rebate

The full process from zero to first cashback in MyWallet.

  1. 1

    Register an XM account through TradingByGold

    Open your XM account using our official link. Doing so automatically attaches your account to partner code TBGFX — the only way our system can identify and credit your daily cashback.

  2. 2

    Verify your identity (KYC)

    Upload a valid government-issued ID and a recent proof of address (utility bill or bank statement within the last 3 months). XM usually approves verification within a few hours.

  3. 3

    Fund your trading account

    Deposit from $5 minimum via your local bank, e-wallet, or card. Once funded, you can start trading immediately and every closed lot begins generating rebate.

  4. 4

    Trade normally — rebate is automatic

    No special button to click. Each closed position is logged by XM and the rebate value is calculated and credited to your MyWallet daily, based on instrument and account type.

  5. 5

    Withdraw rebate or compound it

    Move rebate from MyWallet to MT4/MT5 to compound your equity, or withdraw to your bank/e-wallet using the same channel as your deposit. No hidden fees.

Why Some Traders Don't Receive Rebate

If your account is active but cashback isn't showing up, the cause is almost always one of these:

Account opened outside our IB

If you registered XM directly (not via our link), your account is not linked to TBGFX and won't generate rebate. Use the Change IB tutorial to fix this.

KYC not completed

Rebate only flows after your account is fully verified by XM. Complete KYC first, then trade.

Using bonus-only credit

Trades funded purely by promotional bonus credit may be excluded by XM from rebate calculation.

Position held under XM's minimum holding time

Trades closed within seconds (e.g. arbitrage) can be flagged and excluded. Normal trading is unaffected.

CASHBACK WITHDRAWAL

Two Ways to Use Your Rebate

  • Compound: Transfer rebate from MyWallet to your MT4/MT5 balance — extra margin to grow your account without depositing again.
  • Withdraw: Send rebate back to your bank, card, or e-wallet — using the same channel as your deposit. Usually processed within 1 business day.

Frequently Asked Questions — XM Rebate

What exactly is XM rebate?

XM rebate is a daily cashback paid on every traded lot when your account is linked to the TBGFX partner code from TradingByGold. It works like a cost rebate that lowers your effective trading cost.

Do I need to pay anything to activate rebate?

No. Rebate activation is 100% free. You simply need to open your XM account through our official link or contact our support if you already have an account.

Will rebate affect my spreads or execution?

Not at all. You still get XM's standard spreads, leverage, and execution. Rebate is paid by XM to the IB and shared back to you — it does not change your trading conditions.

How fast does rebate appear in MyWallet?

Typically within 24 hours after your position is closed, based on XM server time. Weekend trades are settled on the next business day.

Can I withdraw rebate directly to my bank?

Yes. Transfer rebate from MyWallet to your MT4/MT5 account, then withdraw using the same method you used to deposit (bank transfer, card, or e-wallet).

Is rebate suitable for beginners?

Especially for beginners. Lower effective costs mean a smaller gap between break-even and profit, giving new traders more room to learn without losing capital to spreads.

Ready to Turn Every Trade Into Cashback?

Activate XM rebate today and start receiving daily cashback into your MyWallet — automatically, for as long as your XM account stays active.