What is XM EURUSD spread?

Standard ~1.6 pip, Ultra Low ~0.6 pip, Zero from 0.0 + commission.

Does XM charge commission?

No on Standard/Micro/Ultra Low. Only Zero.

How to lower XM trading costs?

Use rebate via TradingByGold for daily cashback.

XM SPREADS & COMMISSIONS

XM Spreads & Commissions – Trading Costs for Filipinos 2025

Complete breakdown of XM spreads, commissions, and trading costs per account type for Filipino traders.

Understanding XM Trading Costs

Trading costs determine long-term profitability. XM charges via spreads and commissions.

XM Spreads per Account

• Standard: from 1.6 pip EURUSD • Micro: same as Standard • Ultra Low: from 0.6 pip • Zero: from 0.0 pip + commission

XM Commissions

Standard, Micro, Ultra Low: NO commission. Zero: $3.5 per side.

Other Fees

• Swap varies, swap-free Islamic available • Inactivity $5/month after 90 days • Deposit & withdrawal FREE on most methods

How to Lower Costs: Rebate

XM rebate via TradingByGold returns part of your cost. 1 lot XAUUSD Standard = $15 cashback.

XM Cost Advantages

No commission on Standard/Micro/Ultra Low
Competitive Ultra Low spreads
Free deposits & withdrawals
Daily rebates
No hidden fees

XM Cost Drawbacks

Standard spreads not the lowest
Inactivity fee after 90 days
Swap accumulates for swing traders

FAQ – XM Spreads & Commissions

Lower XM Trading Costs with Rebates

Open XM Account Claim Rebate Now

🇵🇭 Para sa mga Pinoy Traders

XM Broker sa Pilipinas — Konteksto Lokal

XM is not yet directly licensed by the Bangko Sentral ng Pilipinas (BSP), pero offshore-regulated under CySEC, ASIC, FSC, at DFSA — globally one of the most trusted forex brokers used by thousands of Filipino traders since 2009. TradingByGold serves as your official IB sa Pilipinas.

Regulasyong Internasyonal

XM operates under CySEC (Cyprus), ASIC (Australia), FSC (Belize), at DFSA (Dubai). Hindi pa BSP-regulated, but globally licensed at trusted ng mahigit 5 milyon na trader worldwide.

Tax Considerations sa Pilipinas

Forex trading profits sa Pilipinas ay generally subject to BIR regulations bilang miscellaneous income. Konsultahin ang accountant mo for proper filing — TradingByGold ay hindi nagbibigay ng tax advice.

Time Zone & Trading Hours

Manila time (PHT, UTC+8) overlaps perfectly sa Asian session at unang bahagi ng London session. Best trading hours para sa Pinoy: 3 PM – 11 PM Manila time (Gold, EUR/USD, GBP/USD high volatility).

PHP Withdrawal Estimate

Sa current FX rate (~₱58/USD), $100 rebate ≈ ₱5800, $500 ≈ ₱29000, $1,000 ≈ ₱58,000. Local bank withdrawal: 1–2 business days. GCash/Maya: same-day mostly.

Local Payment Methods sa Pilipinas

Deposit at withdrawal channels supported para sa Filipino XM traders sa pamamagitan ng TradingByGold.

GCash

Instant deposit & withdrawal, no fee

Maya (PayMaya)

Instant transfer to/from XM

GrabPay

Mobile e-wallet support

BPI / BDO / UnionBank

Local bank wire (PHP)

Metrobank / Security Bank

Direct PHP wire transfer

Visa / Mastercard (PHP)

Cards issued sa Pilipinas

Disclaimer (Pilipinas): Forex trading carries significant risk of loss. XM ay hindi locally licensed ng BSP — trader assumes responsibility for compliance with Philippine regulations including BIR tax obligations on trading income. Past performance ay hindi guarantee ng future results. Trade only with capital na kaya mong mawala.